Tax CPA 911

What Is An Installment Agreement?

An installment agreement is a formal plan with the IRS to pay what you owe over time. Short-term plans let many taxpayers pay the balance within 180 days (often best for smaller gaps), while long-term plans spread payments monthly. Typical online thresholds: short-term if you owe under $100,000; long-term if you owe $50,000 or less and all required returns are filed. Penalties and interest continue on the unpaid balance until paid in full.

  • IRS payment plan for tax debt.
  • Short-term: repay in 180 days.
  • Long-term: monthly payments.
  • Penalties and interest still accrue.
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Installment Agreement Services

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Years of Experience in Installment Agreements

Tax CPA 911

Installment Agreement Services

Free consultation: Tax CPA 911 sets up payment plans that fit your budget, stop disruptive enforcement.

When paying your full tax balance isn’t realistic, an IRS installment agreement can convert a large, stressful bill into predictable monthly payments—protecting your income and helping you return to good standing. Tax CPA 911 sets up payment plans that fit your budget, stop disruptive enforcement, and keep you compliant while interest and penalties wind down with each payment.

  • Predictable monthly payments that protect income and compliance.
  • Stop levies and garnishments while your plan processes.
  • Align payment amounts to your realistic household budget.
  • Reduce enforcement risk, including potential federal tax liens.
  • Qualify online quickly for many individual tax balances.
  • Choose direct debit to lower defaults and disruptions.
  • Combine new liabilities into existing agreements when eligible.
  • Maintain filing compliance to keep your agreement active.
  • Transparent fees and clear timelines from tax professionals.
  • Monitor transcripts, adjust payments as circumstances change.
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Tax CPA 911

Installment Agreement Eligibility

Eligibility depends on balance, filing status, and compliance. Individuals commonly qualify online if returns are filed and balances meet the posted thresholds; businesses have options too, though rules differ and higher balances often require direct debit. We confirm the right path before you apply so you don’t waste time or trigger avoidable requests for more information.

What It Costs
There’s a one-time setup fee (reduced for certain low-income taxpayers), and interest and penalties continue on the remaining balance until it’s paid. We’ll outline the exact fees, show how payment method affects cost, and model payoff timelines so there are no surprises.

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How We Set Up Your Plan

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Free Case Review

We pull IRS transcripts, confirm your balance, filing status, and collection timeframes, then identify the fastest, most affordable path—short-term, long-term, or a hybrid approach.
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Tax Resolution

Budget & Compliance Check

We align payments with your cash flow, fix missing or incorrect filings, and prevent issues that could derail approval, ensuring accuracy, eligibility, documentation, and sustained tax compliance.
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Application & Negotiation

We submit your Online Payment Agreement or paper request, choose the payment method (often direct debit), and handle follow-up with the IRS until approved.
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Protection & Monitoring

While the plan is pending or active, we monitor for levy risks, track postings, and adjust as life changes—adding new balances, modifying payments, or switching methods when appropriate.
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Tax CPA 911

Who Qualifies & Why It Helps
Filed Returns Qualify
If returns are filed and income supports payments, you may qualify for an agreement, turning debt into manageable installments aligned with a realistic monthly budget.
Online Plan Thresholds
Individuals owing $50,000 or less qualify for online long-term plans, while balances under $100,000 may fit short-term arrangements repayable within 180 days.
Steady Income Qualifies
Consistent wages or stable revenue help establish affordable terms, improving approval odds and preventing default by matching installment amounts to cash flow after living expenses.
Direct Debit Benefits
Choosing automatic bank drafts can reduce default risk, demonstrate good-faith compliance, and sometimes lower setup fees while simplifying monthly payments and avoiding missed due dates.
Compliant Businesses
Small businesses current on deposits and filings can request structured plans, preserving operations while addressing past liabilities through payments that stabilize cash flow and relationships.
Immediate Relief
A submitted, pending, or approved plan reduces collection pressure, replaces uncertainty with a clear schedule, and shows resolution efforts that encourage cooperation from the IRS.
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Tax CPA 911

Is Tax Relief Possible?

Yes, tax relief is possible!

Complete our free consultation form, and a tax expert will assess your liabilities and finances to determine eligibility for penalty abatement, installment agreements, levy/lien releases, an Offer in Compromise, or Currently Not-Collectible status. We negotiate with the IRS to stop collections, reduce penalties and interest, and craft affordable, compliant plans that protect your cash flow.

  • Fast eligibility options review
  • Stop IRS collections immediately
  • Tailored tax resolution strategy
  • Penalty and interest abatement
  • Dedicated IRS representation team
  • Compliance monitoring and support
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Tax CPA 911

America's Trusted Tax Partner

Serving All US States
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Nationwide tax relief and planning, serving individuals and businesses in all 50 states. Licensed professionals, secure digital onboarding, transparent pricing, and responsive support deliver expert guidance, solutions, and measurable savings, wherever you are, whenever you need us. Fast, friendly, reliable!

Arley Suarez

Arley Suarez

I highly recommend this company for your tax needs. I have been working with Caitlyn and she has been amazing with communicating throughout the process and a great help.
John Davis Testimonial

John Davis

Had a tax debt from 2019 that I couldn’t afford to pay. After the IRS started garnishing my wages I called Tax CPA 911 and spoke with a tax attorney who was able to get the garnishments to stop so I could afford to feed my family… after that they got the IRS to accept a settlement for a much smaller amount than I originally owed. I was able to pay off the debt in one payment and finally have some peace of mind.
Rob Taylor Testimonial

Rob Taylor

I came to Tax CPA 911 in February 2024 with an IRS tax lien of $118,000.00. They worked on a resolution and successfully reduced it to just $15,000.00 — a huge relief for me and my family. I now use them for my ongoing tax preparation, including for 2024 and 2025. I highly recommend their team for anyone needing serious tax help. They truly delivered.
Lenora Howell Testimonial

Lenora Howell

After dealing with tax issues for years, Tax CPA 911 helped me finally resolve everything. They were incredibly knowledgeable and worked quickly to get my case sorted. I wish I had found them sooner! They saved me thousands of dollars.

Get Started Today

Talk to a specialist who will explain your qualifications, payment options, and total cost—plain and simple. Tax CPA 911 handles the details from transcripts to final approval, so you can focus on moving forward with confidence. Reach out for a free consultation and get a realistic plan in place today.

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